LEAR

Catalog

Calculators

Describe what you need and the best calculators surface instantly — or browse all calculators by industry below.

Find the right calculator

What do you want to calculate?

Try:

Real Estate

Appreciation Rate illustration
Return

Appreciation Rate

Shows percentage increase in value.

Open
Break-Even Occupancy Rate illustration
Income

Break-Even Occupancy Rate

Minimum occupancy needed to cover expenses and debt service.

Open
Capitalization Rate illustration
Valuation

Capitalization Rate

Measures property return from NOI and value.

Open
Cash-on-Cash Return illustration
Return

Cash-on-Cash Return

Compares annual pre-tax cash flow with cash invested.

Open
Compound Annual Growth Rate illustration
Return

Compound Annual Growth Rate

Annualized growth rate between beginning and ending value.

Open
Debt Service Coverage Ratio illustration
Loan

Debt Service Coverage Ratio

Shows whether NOI covers annual debt obligations.

Open
Debt Yield illustration
Loan

Debt Yield

Compares NOI with loan amount for lender risk review.

Open
Effective Gross Income illustration
Income

Effective Gross Income

Gross potential income after vacancy and credit loss.

Open
Equity Multiple illustration
Return

Equity Multiple

Compares total cash returned with total equity invested.

Open
Gross Rent Multiplier illustration
Valuation

Gross Rent Multiplier

Quick valuation ratio using price and gross rent.

Open
Loan-to-Value Ratio illustration
Loan

Loan-to-Value Ratio

Measures leverage compared with property value.

Open
Monthly Amortization Payment illustration
Loan

Monthly Amortization Payment

Estimates monthly payment for an amortizing loan.

Open
Net Operating Income illustration
Income

Net Operating Income

Income remaining after operating expenses.

Open
Operating Expense Ratio illustration
Income

Operating Expense Ratio

Shows what share of income is consumed by operating expenses.

Open
Payback Period illustration
Return

Payback Period

Estimates years needed to recover initial investment from annual cash flow.

Open
Property Value from NOI illustration
Valuation

Property Value from NOI

Estimates value from NOI and cap rate.

Open
Rent per Square Foot illustration
Lease

Rent per Square Foot

Normalizes annual rent by rentable square footage.

Open
Return on Investment illustration
Return

Return on Investment

Measures profit compared with investment cost.

Open
Seller Discretionary Earnings illustration
Valuation

Seller Discretionary Earnings

Adds owner benefits and discretionary expenses back to earnings.

Open
Vacancy Rate illustration
Income

Vacancy Rate

Measures empty or uncollected rentable space or income.

Open

Small Business

Billable Hourly Rate illustration
Pricing

Billable Hourly Rate

Hourly rate needed to hit an income target.

Open
Break-Even Units illustration
Planning

Break-Even Units

Units you must sell to cover fixed costs.

Open
Cash Runway illustration
Planning

Cash Runway

Months of cash left at the current burn rate.

Open
Customer Lifetime Value illustration
Return

Customer Lifetime Value

Gross profit a customer brings over their lifetime.

Open
Gross Profit Margin illustration
Margin

Gross Profit Margin

Share of revenue left after the cost of goods sold.

Open
Price from Markup illustration
Pricing

Price from Markup

Selling price after applying a markup to your cost.

Open

Construction

Bid Price illustration
Pricing

Bid Price

Quote price after marking up total cost.

Open
Concrete Cubic Yards illustration
Quantity

Concrete Cubic Yards

Cubic yards of concrete for a slab.

Open
Cost per Square Foot illustration
Cost

Cost per Square Foot

Job cost divided by finished area.

Open
Job Profit Margin illustration
Margin

Job Profit Margin

Profit share of the bid after total cost.

Open
Labor Cost illustration
Cost

Labor Cost

Total crew labor cost for a job.

Open
Material Cost with Waste illustration
Cost

Material Cost with Waste

Total material cost including a waste allowance.

Open

Franchise

Break-Even Sales illustration
Planning

Break-Even Sales

Sales dollars needed to cover fixed costs.

Open
Gross Profit illustration
Income

Gross Profit

Revenue left after the cost of goods sold.

Open
Inventory Turnover illustration
Efficiency

Inventory Turnover

How many times inventory sells through in a period.

Open
Labor Cost Percentage illustration
Cost

Labor Cost Percentage

Labor cost as a share of revenue.

Open
Profit Margin illustration
Margin

Profit Margin

Share of each sales dollar kept as net profit.

Open

Marketing

Client Profitability illustration
Income

Client Profitability

Profit left on a client after labor and overhead.

Open
Conversion Rate illustration
Performance

Conversion Rate

Share of visitors that become leads or customers.

Open
Customer Acquisition Cost illustration
Cost

Customer Acquisition Cost

What it costs on average to win one new customer.

Open
Return on Ad Spend illustration
Return

Return on Ad Spend

Revenue earned for every dollar of ad spend.

Open

Auto

Auto Total Cost of Ownership illustration
Cost

Auto Total Cost of Ownership

Adds purchase, fuel, maintenance, and insurance, less resale value.

Open
Mileage Reimbursement illustration
Cost

Mileage Reimbursement

Multiplies business miles by the per-mile rate.

Open

Personal

Purchase Resale ROI illustration
Return

Purchase Resale ROI

Return on a personal purchase from its estimated future value.

Open
True Cost of a Purchase illustration
Cost

True Cost of a Purchase

Adds tax, fees, and financing interest to the sticker price.

Open

Every calculator is free to run. Subscribe to save deals and export reports.

See plans

Suggested roadmap

Rental property deal analysis

Run these in order to underwrite a rental or commercial deal end to end.

  1. 1Net Operating IncomeStart with income minus operating expenses.
  2. 2Capitalization RateTurn NOI into a market value / yield check.
  3. 3Property Value from NOIEstimate value from NOI and a target cap rate.
  4. 4Loan-to-Value RatioSize the loan against that value.
  5. 5Monthly Amortization PaymentCompute the monthly debt payment.
  6. 6Debt Service Coverage RatioConfirm the deal covers its debt.
  7. 7Cash-on-Cash ReturnMeasure the cash yield on your money in.
  8. 8Return on InvestmentFinish with the overall return.

Suggested roadmap

Estimate and bid a job

Build a job estimate from materials and labor, then bid and check the margin.

  1. 1Material Cost with WasteTotal materials with a waste allowance.
  2. 2Labor CostAdd crew labor cost.
  3. 3Bid PriceMark up cost into a bid price.
  4. 4Job Profit MarginConfirm the margin on that bid.

Suggested roadmap

Run a coffee, tea, or food shop

The core numbers a small food or retail franchise watches to stay in the black.

  1. 1Gross ProfitStart with revenue minus cost of goods sold.
  2. 2Profit MarginSee how much of each sales dollar you keep.
  3. 3Break-Even SalesFind the sales needed to cover fixed costs.
  4. 4Labor Cost PercentageKeep wages in check against sales.
  5. 5Inventory TurnoverTrack how fast stock sells through.