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Auto Total Cost of Ownership

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Use total cost of ownership to see the real cost of a vehicle over the years you plan to keep it, not just the sticker price.

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Five-year cost of a car

Purchase Price + Fuel + Maintenance + Insurance - Resale Value

$32,000 + $9,000 + $4,000 + $7,000 - $12,000 = $40,000 true cost over five years.

Check your inputs before you rely on the result — calculations are informational only and depend entirely on the numbers you enter. See our Terms.

Variables and units

  • Purchase Price

    Out-the-door price including fees and taxes.

    currency

  • Total Fuel Cost

    Estimated fuel cost over the ownership period.

    currency

  • Total Maintenance

    Estimated maintenance and repairs over the period.

    currency

  • Total Insurance

    Estimated insurance over the period.

    currency

  • Resale Value

    Expected resale or trade-in value at the end.

    currency

Common mistakes

  • Forgetting fuel, insurance, and maintenance.
  • Ignoring resale value.

Step-by-step example

Five-year cost of a car

$32,000 + $9,000 + $4,000 + $7,000 - $12,000 = $40,000 true cost over five years.