LEAR
Back to calculations
True Cost of a Purchase illustration

Personal · Cost

True Cost of a Purchase

Preview

The calculator is free to use. A subscription unlocks saving deals, one-click PDF reports, and your full project history.

Subscribe to unlockCompare plans

Run any calculator for free. Subscribe to save results, export branded reports, and sync across web and mobile. Billing via PayPal.

Use this to see what a financed personal purchase actually costs once tax, fees, and interest are included.

Browse all calculators

Interactive workbench

Financed purchase total

Price + Tax + Fees + Total Interest

$2,000 + $150 + $150 fees was actually $2,500 with interest.

Check your inputs before you rely on the result — calculations are informational only and depend entirely on the numbers you enter. See our Terms.

Variables and units

  • Price

    Sticker price before tax and fees.

    currency

  • Sales Tax

    Total sales tax.

    currency

  • Fees

    Documentation, delivery, or other fees.

    currency

  • Total Interest

    Total financing interest over the loan.

    currency

Common mistakes

  • Comparing only sticker prices.
  • Forgetting financing interest.

Step-by-step example

Financed purchase total

$2,000 + $150 + $150 fees was actually $2,500 with interest.