LEAR
Back to calculations
Loan-to-Value Ratio illustration

Real Estate · Loan

Loan-to-Value Ratio

Included with every plan

The calculator is free to use. A subscription unlocks saving deals, one-click PDF reports, and your full project history.

Subscribe to unlockCompare plans

Run any calculator for free. Subscribe to save results, export branded reports, and sync across web and mobile. Billing via PayPal.

Use LTV to understand leverage and lender exposure relative to property value.

Browse all calculators

Interactive workbench

Loan sizing check

Loan Amount / Property Value

A $750,000 loan on a $1,000,000 property is 75% LTV.

Check your inputs before you rely on the result — calculations are informational only and depend entirely on the numbers you enter. See our Terms.

Variables and units

  • Loan Amount

    Total loan amount.

    currency

  • Property Value

    Property value used by lender.

    currency

Common mistakes

  • Using asking price when lender value differs.
  • Entering down payment instead of loan amount.

Step-by-step example

Loan sizing check

A $750,000 loan on a $1,000,000 property is 75% LTV.